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FHA
The Federal Housing Administration (FHA) has helped millions of people with their home ownership dreams for 70 years.

  • Non-tr aditional credit is acceptable.
  • Low 3.5% down payment.
  • Non-occupant, co-borrower is permitted.
  • Expanded qualifying ratios.
  • No prepayment penalties.
  • Fully assumable.
  • Default assistance.
  • Lower premiums.
  • Non-credit qualifying, streamline refinances.
  • Availability: in all areas of the country, provided a
    market existsor the property and the home meets HUD's minimum property standards.
  • Versatility: may be used to purchase or refinance a new or existing one- to four-family home in urban and rural areas, including manufactured homes on permanent foundations.
  • 15 or 30 year terms.
Creative solutions such as the streamline 203(k) "buy and repair" mortgage, 95% cash-out refinance, reverse mortgage (HECM) for seniors, and basic construction-permanent or manufactured homes insured financing options are available.


Your Nevada and California FHA Specialist:
Dan Sherbondy Dan@TheDreamloan.com 702.326.7469


Direct Access Lending   650 White Drive., Ste 200  Las Vegas, Nevada (License 405)
702.326.7469 DIRECT   fax 702.583.7467   main 702.617.9900 (ask for Dan)   MLD license 45649